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4.1 / 5

APGE Review

Is APGE good? 21 years in Texas, bill credit plans from 8.5¢/kWh, terms from 1-36 months. Read the real story on rates, deposits, and service.

Reviewed by Enri Zhulati ·

Quick Facts

Is APGE good? APGE offers some of the lowest advertised rates in Texas—but only if your usage hits the right threshold. Their SimpleSaver plans use bill credits that reward 1,000+ kWh households. Miss that mark and you pay significantly more than the headline price. Twenty-one years in Texas and BBB A+ accreditation. No corporate parent shake-ups—they’re still privately held under AP Holdings LLC.

  • Parent Company: AP Holdings LLC (privately held, Houston-based)
  • Years in Texas: 21 (founded December 2004)
  • Best For: High-usage households that consistently hit 1,000 kWh/month and want flexible contract terms
  • Avoid If: Bill credit math confuses you or you need customer support outside business hours
  • Deposit Required: Conditional (soft credit check; won’t affect your score)

Company Overview

APGE was founded on December 20, 2004, by first- and second-generation immigrant entrepreneurs in Houston. They started as Affordable Power, rebranded to APG&E, and now go by APGE. Three names over 21 years, but the same core business: competitive fixed-rate electricity for Texas households and businesses.

Here’s what matters about ownership: APGE is still privately held under AP Holdings LLC. You may see references to Catalyst Power acquiring APGE—that was the New York subsidiary only. Catalyst Power Holdings LLC acquired AP Gas & Electric (NY) LLC in December 2021. The Texas operation (AP Gas & Electric TX LLC, PUCT certificate #10105) remains independent and privately held. The leadership team—CEO Jay Harpole, CFO Sangeeta Motwani, COO Jonathan Arnold—brings over 80 years of collective energy industry experience.

Private ownership means no quarterly earnings pressure and no corporate parent shuffling priorities. It also means less financial transparency than publicly traded competitors. APGE has survived 21 years in a market that kills most small providers within five—including the 2021 winter storm. That track record counts for something.

The company operates in six states (Texas, Pennsylvania, Ohio, New Jersey, Maryland, and Illinois) and serves over 400,000 customers total. The New York operations were sold to Catalyst Power in 2021. They handle residential, small business, and commercial accounts.

Where APGE Operates

APGE serves all five major deregulated utility territories in Texas:

  • CenterPoint Energy — Houston metro
  • Oncor — Dallas-Fort Worth, Arlington, Irving
  • AEP Texas Central — Corpus Christi, Laredo, South Texas
  • AEP Texas North — Abilene, San Angelo, West Texas
  • Texas-New Mexico Power (TNMP) — portions of DFW, Houston, and Midland

That’s broader coverage than many mid-size providers. Austin and San Antonio run municipal utilities—no provider on this site can sell there.

Plan Types Offered

APGE runs five plan families on ComparePower as of April 2026. Understanding the differences saves you money.

SimpleSaver Plans (Bill Credit Structure) The headline-grabbing low rates. SimpleSaver plans include a bill credit (typically $125) that kicks in when your monthly usage hits 1,000 kWh. Hit the threshold and you’re looking at rates from 8.5-10.1 cents/kWh at 1,000 kWh. Miss it and your effective rate jumps to 20+ cents/kWh.

Available terms: 7, 12, 14, 15, 24, and 36 months. ETFs range from $150 (shorter terms) to $350 (36-month).

This is the plan most people see advertised. It works well for standard Texas houses running AC in summer. It does not work for apartments, low-usage homes, or snowbirds who travel half the year.

True Simple Plans (No Bill Credit) Straightforward fixed rates with no usage thresholds and no bill credit games. What you see is what you pay, regardless of how much electricity you use. Rates run higher than SimpleSaver at 1,000 kWh (around 15.0-16.0 cents/kWh) but lower than SimpleSaver when you don’t hit the credit threshold.

Available terms: 12, 15, 24, and 36 months.

True Simple is the safer pick if your usage fluctuates month to month or you live in a smaller space. No math required—just a flat rate per kWh.

Rent Simple Saver Plans (Bill Credit for Renters) A newer plan family designed for renters. These use the same bill credit structure as SimpleSaver but at higher base rates—17.3 to 19.3 cents/kWh at 1,000 kWh. Available in 12, 15, 18, 24, and 36-month terms. ETFs from $150 to $350.

The higher rates compared to standard SimpleSaver make these a harder sell. If you’re a renter who qualifies for regular SimpleSaver plans, those are the better deal. Rent Simple Saver may have different deposit or qualification requirements—check with APGE directly on what makes these distinct from standard plans.

High Usage Saver Plans (2,000+ kWh Households) Built for homes that burn through electricity—think large houses, pools, or multiple AC units. These plans reward usage above 2,000 kWh with bill credits. At the standard 1,000 kWh measurement, rates show 20.1-20.6 cents/kWh, but the math shifts at higher consumption levels.

Available terms: 12, 24, and 36 months. ETFs from $150 to $350.

If your household consistently hits 2,000+ kWh/month, run the numbers on these against SimpleSaver. The bill credit at higher thresholds may work out better for your usage pattern.

Ultra Flex (Month-to-Month) Variable-rate, no contract, no early termination fee. Rate around 19.1 cents/kWh [ComparePower, April 2026]. Good for short-term needs—between leases, waiting for a better fixed rate, or just not ready to commit. Rates move with the market, so don’t park here long-term.

Simple Choice Green (100% Renewable) Fixed-rate plans backed by 100% renewable energy certificates from wind and solar. Available in 12 to 36-month terms. Costs a few cents more per kWh than standard plans. APGE notes that if green options aren’t showing for your ZIP code, contact them directly—availability varies by territory.

Standard SimpleSaver, True Simple, Rent Simple Saver, High Usage Saver, and Ultra Flex plans carry just 5.85% renewable energy content. If green matters to you, specifically look for the “Simple Choice Green” label.

What They Don’t Offer:

  • Prepaid electricity (no option to skip the credit check)
  • Free nights/weekends gimmicks
  • Solar buyback plans
  • Rewards or loyalty programs

Bill Credits: How They Actually Work

This is the most important section if you’re considering APGE. Most of their lowest-advertised plans are bill credit plans.

Here’s the math on a SimpleSaver 12 in the CenterPoint (Houston) area:

Your UsageEffective RateWhat Happens
500 kWh/month~20+ cents/kWhNo bill credit. You pay the full energy charge.
1,000 kWh/month~8.6 cents/kWh$125 bill credit applied. Rate drops sharply.
2,000 kWh/month~14 cents/kWhCredit diluted across more kWh. Still decent.

The sweet spot is right around 1,000-1,200 kWh. Go below and you’re overpaying. Go way above and the credit’s impact shrinks—unless you’re on a High Usage Saver plan designed for that consumption level.

Before signing a SimpleSaver plan: Pull your last 12 months of electricity bills. If you consistently hit 1,000 kWh (most Texas homes do May through September), the savings are real. If your winter usage drops to 600-700 kWh, you’ll overpay those months. Run the full-year math, not just the summer months.

If the bill credit structure feels like too much to track, pick a True Simple plan instead. Higher headline rate, but no surprises.

Current Rates (April 2026, CenterPoint)

Here’s what APGE charges right now on ComparePower for the CenterPoint (Houston) territory at 1,000 kWh:

PlanRate @1,000 kWhTermETF
SimpleSaver 158.5¢/kWh15 months$250
SimpleSaver 128.6¢/kWh12 months$150
SimpleSaver 148.7¢/kWh14 months$250
SimpleSaver 79.0¢/kWh7 months$150
SimpleSaver 249.2¢/kWh24 months$250
SimpleSaver 3610.1¢/kWh36 months$350
True Simple 1515.0¢/kWh15 months$250
True Simple 1215.1¢/kWh12 months$150
True Simple 2415.3¢/kWh24 months$250
True Simple 3616.0¢/kWh36 months$350
Rent Simple Saver 1517.3¢/kWh15 months$250
Rent Simple Saver 1217.4¢/kWh12 months$150
Rent Simple Saver 1818.2¢/kWh18 months$250
Rent Simple Saver 2418.7¢/kWh24 months$250
Ultra Flex 119.1¢/kWh1 month$0
Rent Simple Saver 3619.3¢/kWh36 months$350
High Usage Saver 1220.1¢/kWh12 months$150
High Usage Saver 2420.2¢/kWh24 months$250
High Usage Saver 3620.6¢/kWh36 months$350

All 19 plans carry 5.85% renewable energy content. For 100% renewable, look for Simple Choice Green plans (availability varies by ZIP code). Rates change frequently—check ComparePower for current pricing in your area.

Early Termination Fees

APGE charges ETFs based on contract length:

  • 7-12 month plans: $150
  • 14-18 month plans: $250
  • 24 month plans: $250
  • 36 month plans: $350

No ETF applies if you move outside APGE’s service area. The Ultra Flex month-to-month plan carries no cancellation fee.

These are on the higher side for the Texas market. A 36-month commitment with a $350 exit penalty means you’re betting on rates staying above your locked price for three full years. If wholesale electricity drops, you’re stuck or paying to leave.

The Term Length Advantage

APGE offers one of the widest ranges of contract lengths in Texas: 1, 7, 12, 14, 15, 18, 24, and 36 months. Most providers give you 12 or 24 and call it a day.

Why this matters: a 15-month term that expires in October means you’re shopping for your next plan during fall—when Texas electricity rates are at their lowest. A 14-month term gives you similar flexibility. These odd-length contracts let you time your renewal to avoid signing a new plan during peak summer pricing.

If you’re strategic about when your contract expires, APGE’s term flexibility is a genuine competitive advantage.

Deposit Requirements

APGE runs a soft credit check—it won’t show up on your credit report or affect your score. If you’ve placed a credit freeze, you’ll need to temporarily lift it or contact collections@apge.com directly.

Pass the check and you start service with no deposit. If your credit falls short, deposits range from $75 to $300 depending on your home size and estimated usage. You have options to avoid it:

  • Provide a letter of credit showing 12 months of on-time payments from your previous electricity provider
  • Qualify for an exemption if you’re 65 or older with no current delinquencies
  • Medical indigency documentation certified by a government entity and physician
  • Family violence certification per Texas Family Code

No prepaid option exists. If you can’t pass a credit check and don’t qualify for a waiver, APGE isn’t an option. Look at Payless Power or Frontier Utilities for prepaid plans.

Customer Service: The Real Story

Contact details:

  • Phone: 1-877-544-4857
  • Email: customer@apge.com
  • Hours: Monday-Thursday 8 AM - 7 PM CT, Friday 8 AM - 5 PM CT, Saturday 9 AM - 1 PM CT
  • Sunday: Closed
  • Address: 6161 Savoy Dr, Suite 500, Houston, TX 77036

Payment options: Visa, MasterCard, Discover, bank account (ACH), ACE Cash Express locations, phone IVR (press 2), in-person at Houston office (M-F 8 AM - 5 PM). Mail payments to PO Box 660038, Dallas, TX 75266-0038. AutoPay debits 2 business days before your due date. Late fee: 5% of past-due amount.

What works:

  • Online MyAccount portal handles bill pay, usage tracking, and plan details
  • Same-day electricity available when you sign up by 3 PM CT Monday-Friday or noon Saturday
  • 5/5 score for online accessibility [Choose Texas Power, 2026]
  • 5/5 score for plan options—one of the widest selections in Texas [Choose Texas Power, 2026]
  • BBB A+ rating, accredited since 2018
  • Over 400,000 customers across six states
  • Best & Brightest Award winner

What doesn’t:

  • Customer service scored 2.5/5 by Choose Texas Power—the weakest category
  • Customer service score of 63/100 [2TurnItOn, 2026]—below the top tier
  • Reports of 2-3 hour phone wait times during peak periods
  • No Sunday support and Friday closes at 5 PM—weekend issues may wait until Monday
  • Billing clarity score of 47/100—bill credit math confuses customers who don’t understand the threshold structure [2TurnItOn, 2026]
  • Auto-renewal defaults to month-to-month variable rates when your contract expires, and customers report the transition notice isn’t prominent enough

Review snapshot:

  • Google: 4.3/5 (2,500+ reviews)
  • Trustpilot: 2.5/5 (limited reviews)
  • 2TurnItOn: 4.5/5 (1,390+ reviews, True NPS score of 55)
  • Choose Texas Power: 4.2/5 overall
  • PUC complaints: 131 in last 12 months (0.50 per 10,000 customers)—slightly above the industry average of 120, with 71 billing-related and 14 slamming/cramming complaints

The pattern is clear: customers who understand bill credit plans, set up autopay, and rarely call support give 5 stars. Customers who expected the headline rate but didn’t hit the usage threshold give 1 star. The product works—the communication around it could be better. The billing clarity score of 47/100 tells you everything about this gap.

Budget Billing

APGE offers budget billing (called “level billing”) for Texas residential and small commercial customers. Your annual electricity cost gets averaged across 12 months based on historical usage, so you pay roughly the same amount every month instead of $300 in August and $80 in March. Monthly payments adjust annually to account for over/under billing. Contact customer@apge.com to enroll.

The Bottom Line

APGE is a 21-year Texas survivor with some of the lowest rates in the market—if you understand how to get them. The SimpleSaver bill credit structure rewards consistent 1,000+ kWh usage. The True Simple plans work better for everyone else. Newer plan families like Rent Simple Saver and High Usage Saver round out the lineup for renters and high-consumption households. The widest term-length selection in Texas lets you time your contract renewal strategically.

APGE works for: Households using 1,000+ kWh/month who want budget pricing, flexible contract terms, and can manage their own account online. Set up autopay, match your usage to the right plan tier, and don’t call customer service unless you have to.

Look elsewhere if: You need prepaid electricity (not available), premium customer service (mixed reviews and limited hours), or your usage bounces between 500-1,500 kWh month to month (bill credit plans will frustrate you—pick True Simple instead).

Finding plans...

Good For

  • You want the widest range of contract terms in Texas--1 to 36 months, pick your lock-in
  • Your household uses 1,000+ kWh/month and can hit the bill credit threshold consistently
  • You want a privately held company with 21 years of Texas operations and no corporate parent drama
  • Commercial customers needing both gas and electric service across multiple states

Avoid If

  • Bill credit plan math frustrates you--SimpleSaver rates jump sharply if you miss the 1,000 kWh threshold
  • You need customer support after 7 PM or on Sundays--they're closed
  • You want prepaid electricity with no credit check
  • Auto-renewal surprises concern you--expired contracts default to variable rates without much warning

Think APGE fits?

Check their current rates at your address.

Or browse all providers

Company Snapshot

Years in Texas
21+
Headquarters
Houston, Texas
Parent Company
AP Holdings LLC (privately held)
Phone
1-877-544-4857
Credit Check
Required
Deposit
conditional

PUCT Complaint Rating

Jul-Dec 2025
Average

42th percentile

5.3
per 10k customers
#16
rank
0.2 fewer per 10k than industry average (5.5)
Top issue: Billing (4 of 8)

Source: Texas Public Utility Commission (PUCT)

Third-Party Ratings

Trust Score:4.3/5
BBB Rating View Profile
Not Rated
3 complaints (12 mo)
Google Reviews
4.3
150+ reviews

Ratings from independent third-party sources. Last updated February 2026.

Corporate & Financial

Moderate
Parent Company
AP Gas & Electric
Years in Texas
10+
Company Size
Private Company
Headquarters
Houston, Texas

Independent company. 10 years of Texas operations.

Corporate data from public filings and PUCT records. Last updated February 2026.

Plan Types

Fixed Rate Variable Rate Green Energy

Service Areas

Green Energy Options

100% renewable (Simple Choice Green plans) 5.85% renewable (standard SimpleSaver, True Simple, and other plans)

Ways to Avoid Deposit

  • Soft credit check approval (won't affect your score)
  • Letter of credit showing 12 months of on-time payments
  • Age 65+ with no current delinquencies
  • Medical indigency or family violence documentation

"Comparing companies has saved me so much over the years, thank you."

— Dustin S., Texas

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