Veteran Energy vs Xoom Energy
Quick Verdict
Key difference: Veteran Energy skips the credit check. Xoom Energy runs your credit and might want a deposit.
If credit isn't an issue, compare both on ComparePower. If it is, you know your answer.
Only One Skips the Credit Check
Veteran Energy doesn't run your credit. Xoom Energy runs your credit and might want $200-400 upfront.
What Actually Differs
Veteran Energy and Xoom Energy deliver the exact same electricity through the exact same wires. The electrons don't care whose logo is on your bill. What differs: the price, the service when something goes wrong, and the fine print in contracts.
Who's Behind These Companies
Veteran Energy: Owned by Value Based Brands LLC (Vistra Corp subsidiary). 35 years in Texas—they've survived enough grid crises to prove they won't fold mid-contract. Based in Dallas, Texas.
Xoom Energy: Owned by NRG Energy (NYSE: NRG). 15 years in Texas—that track record matters when you're signing a multi-year contract. Based in Huntersville, North Carolina.
What They Actually Sell
Veteran Energy offers fixed-rate, variable-rate, green. They sell "green" plans (mostly accounting—same electrons, but they buy renewable credits).
Xoom Energy offers fixed-rate, variable-rate, prepaid, green. They sell "green" plans (mostly accounting—same electrons, but they buy renewable credits). They offer a prepaid billing option.
The Money Part
Veteran Energy: Deposit depends on credit—expect $200-400 if your score is below 600. No credit check needed.
Xoom Energy: Deposit depends on credit—expect $200-400 if your score is below 600.
The Honest Answer
Both are legitimate. Neither is a scam. The electricity is identical. What matters is: (1) who's cheaper for your actual usage, (2) whether you need to skip a credit check, and (3) if you care about green marketing. Scroll down to "The Verdict" for the quick answer. For actual rates, check ComparePower. Takes 2 minutes.
See how they compare on price
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Category Breakdown
35 years vs 15—20+ more grid crises survived
Both sell green plans—check who has actual renewable generation backing
Veteran Energy skips the credit check entirely. Xoom Energy runs your credit and might want $200-400 upfront.
Rates change constantly. Check ComparePower with your actual usage.
Side-by-Side Comparison
| Feature | Veteran Energy | Xoom Energy |
|---|---|---|
| Parent Company | Value Based Brands LLC (Vistra Corp subsidiary) | NRG Energy (NYSE: NRG) |
| Years in Texas | 35+ | 15+ |
| Headquarters | Dallas, Texas | Huntersville, North Carolina |
| Fixed-Rate Plans | ||
| Variable Plans | ||
| Prepaid Options | ||
| Green Energy | ||
| Free Nights/Weekends | ||
| Deposit Required | Conditional | Conditional |
| Credit Check |
Trust & Complaint Data ▼
Trust & Reputation
External ratings comparison
Trust Score is a weighted average: Google (40%), BBB (35%), Trustpilot (25%)
Complaint Comparison
PUCT Data • Jul-Dec 2025
Veteran Energy
Xoom Energy
Veteran Energy has 3.6 fewer complaints per 10k customers
The Verdict
- You want a company that's survived 35 Texas summers (Xoom Energy has 15)
- You want more green plan variety (check if they have actual renewable generation backing)
- Your credit is rough and you need to skip the credit check—Xoom Energy will run your credit
- You need month-to-month—Xoom Energy locks you in for 6 months minimum
- You want an NRG-backed provider with online signup and prepaid options
- You know an ACN rep you want to support through their direct sales channel
- You want the Freedom2Connect ETF buyout when switching providers
Done researching? See actual rates.
Veteran Energy or Xoom Energy — find out which one is cheaper at your address.
Frequently Asked Questions
Q: When should I choose Veteran Energy over Xoom Energy? ▼
You want a company that's survived 35 Texas summers (Xoom Energy has 15). You want more green plan variety (check if they have actual renewable generation backing). Your credit is rough and you need to skip the credit check—Xoom Energy will run your credit. You need month-to-month—Xoom Energy locks you in for 6 months minimum.
Q: When should I choose Xoom Energy over Veteran Energy? ▼
You want an NRG-backed provider with online signup and prepaid options. You know an ACN rep you want to support through their direct sales channel. You want the Freedom2Connect ETF buyout when switching providers.
Q: What is the main difference between Veteran Energy and Xoom Energy? ▼
Veteran Energy leads in track record, credit flexibility. Both companies deliver the same electricity through the same grid—the real differences are in pricing, service quality, and available plan types.
Q: Is Veteran Energy or Xoom Energy cheaper? ▼
Anyone who answers this without knowing your zip code and usage is lying. The "advertised rate" is calculated at exactly 1,000 kWh—use 800 or 1,200 and the math changes completely. Both companies exploit this. Check ComparePower with your actual usage. Takes 2 minutes, and you'll see real numbers instead of marketing.
Q: Which company has been in Texas longer, Veteran Energy or Xoom Energy? ▼
Veteran Energy: 35 years. Xoom Energy: 15 years. That 20-year gap matters—Veteran Energy survived the 2011 freeze, the 2021 disaster, and every summer in between. Track records like that don't happen by accident.
Q: Do Veteran Energy or Xoom Energy offer no-deposit electricity? ▼
Veteran Energy skips the credit check entirely. Xoom Energy runs your credit and might want $200-400 upfront. If you've got credit issues, Veteran Energy is the clear choice.
Q: Which is better for green energy, Veteran Energy or Xoom Energy? ▼
Both sell "green" plans. But "green" in Texas electricity means they buy renewable energy credits—it's accounting, not physics. Your electrons come from the same grid as everyone else. Want to know which has renewable generation backing versus just buying paper credits? Gexa has NextEra (the largest renewable generator in the US) behind them. Most others just buy credits. That's the difference.
Q: What types of plans do Veteran Energy and Xoom Energy offer? ▼
Veteran Energy: fixed-rate, variable-rate, green. Xoom Energy: fixed-rate, variable-rate, prepaid, green. Xoom Energy has more options (4 plan types vs 3). More options = more ways to optimize, but also more ways to pick wrong. If you just want simple fixed-rate power, ignore the complexity. If you have specific needs (EV charging at night, pool pump, work-from-home AC), the right specialty plan can save you $50/month.
Q: Which is better overall, Veteran Energy or Xoom Energy? ▼
Same grid. Same wires. Same electrons. The electricity is literally identical—the only differences are price, service, and plan options. Veteran Energy wins if supporting veteran causes is genuinely important to you. Xoom Energy wins if you want an nrg-backed provider with online signup and prepaid options. For everyone else? Whoever's cheaper for your usage right now. Check ComparePower—it takes 2 minutes.
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