Stream Energy vs Xoom Energy
Quick Verdict
Same wires. Same grid. Same electrons flowing to your house. The only real difference? Who sends you the bill and what they charge.
Since there's no major differentiator, this comes down to price. Check ComparePower for current rates.
Complaint Comparison
PUCT Data • Jul-Dec 2025
Stream Energy
Xoom Energy
Xoom Energy has 1.9 fewer complaints per 10k customers
Trust & Reputation
External ratings comparison
Trust Score is a weighted average: Google (40%), BBB (35%), Trustpilot (25%)
The Verdict
- You want a company that's survived 20 Texas summers (Xoom Energy has 14)
- You already have a Stream associate you trust
- You want to earn money referring friends (the MLM model)
- You prefer a Dallas-based company
- You're already an ACN independent business owner
- You want to earn commissions through direct sales
- You know an ACN rep you want to support
Category Breakdown
20 years vs 14—6+ more grid crises survived
Both sell green plans—check who has actual renewable generation backing
Rates change constantly. Check ComparePower with your actual usage.
Side-by-Side Comparison
| Feature | Stream Energy | Xoom Energy |
|---|---|---|
| Parent Company | Stream Energy (MLM) | ACN Inc. |
| Years in Texas | 20+ | 14+ |
| Headquarters | Dallas, Texas | Huntersville, North Carolina |
| Fixed-Rate Plans | ||
| Variable Plans | ||
| Prepaid Options | ||
| Green Energy | ||
| Free Nights/Weekends | ||
| Deposit Required | Conditional | Conditional |
| Credit Check |
What Actually Differs
Stream Energy and Xoom Energy deliver the exact same electricity through the exact same wires. The electrons don't care whose logo is on your bill. What differs: the price, the service when something goes wrong, and the fine print in contracts.
Who's Behind These Companies
Stream Energy: Owned by Stream Energy (MLM). 20 years in Texas—they've survived enough grid crises to prove they won't fold mid-contract. Based in Dallas, Texas.
Xoom Energy: Owned by ACN Inc.. 14 years in Texas—that track record matters when you're signing a multi-year contract. Based in Huntersville, North Carolina.
What They Actually Sell
Stream Energy offers fixed-rate, variable-rate, green. They sell "green" plans (mostly accounting—same electrons, but they buy renewable credits).
Xoom Energy offers fixed-rate, variable-rate, green. They sell "green" plans (mostly accounting—same electrons, but they buy renewable credits).
The Money Part
Stream Energy: Deposit depends on credit—expect $200-400 if your score is below 600.
Xoom Energy: Deposit depends on credit—expect $200-400 if your score is below 600.
The Honest Answer
Both are legitimate. Neither is a scam. The electricity is identical. What matters is: (1) who's cheaper for your actual usage, (2) whether you need to skip a credit check, and (3) if you care about green marketing. Scroll up to the "Choose if..." sections—they'll tell you which one fits your situation. For actual rates, check ComparePower. Takes 2 minutes.
Company Snapshots
Stream Energy
- Parent Company
- Stream Energy (MLM)
- Years in Texas
- 20+
- Headquarters
- Dallas, Texas
- Deposit Required
- conditional
Xoom Energy
- Parent Company
- ACN Inc.
- Years in Texas
- 14+
- Headquarters
- Huntersville, North Carolina
- Deposit Required
- conditional
"I like that it searched multiple companies for me. So I don't have to search one by one. Saves time."
— Lacy L., Texas
See Current Rates
Compare current plans from both companies.
Frequently Asked Questions
Q: When should I choose Stream Energy over Xoom Energy? ▼
You want a company that's survived 20 Texas summers (Xoom Energy has 14). You already have a Stream associate you trust. You want to earn money referring friends (the MLM model). You prefer a Dallas-based company.
Q: When should I choose Xoom Energy over Stream Energy? ▼
You're already an ACN independent business owner. You want to earn commissions through direct sales. You know an ACN rep you want to support.
Q: What is the main difference between Stream Energy and Xoom Energy? ▼
Stream Energy leads in track record. Both companies deliver the same electricity through the same grid—the real differences are in pricing, service quality, and available plan types.
Q: Is Stream Energy or Xoom Energy cheaper? ▼
Anyone who answers this without knowing your zip code and usage is lying. The "advertised rate" is calculated at exactly 1,000 kWh—use 800 or 1,200 and the math changes completely. Both companies exploit this. Check ComparePower with your actual usage. Takes 2 minutes, and you'll see real numbers instead of marketing.
Q: Which company has been in Texas longer, Stream Energy or Xoom Energy? ▼
Stream Energy: 20 years. Xoom Energy: 14 years. Similar track records. Both have survived enough Texas summers to prove they won't fold mid-contract.
Q: Which is better for green energy, Stream Energy or Xoom Energy? ▼
Both sell "green" plans. But "green" in Texas electricity means they buy renewable energy credits—it's accounting, not physics. Your electrons come from the same grid as everyone else. Want to know which has renewable generation backing versus just buying paper credits? Gexa has NextEra (the largest renewable generator in the US) behind them. Most others just buy credits. That's the difference.
Q: What types of plans do Stream Energy and Xoom Energy offer? ▼
Stream Energy: fixed-rate, variable-rate, green. Xoom Energy: fixed-rate, variable-rate, green. Similar variety. Both have enough options for most situations.
Q: Which is better overall, Stream Energy or Xoom Energy? ▼
Same grid. Same wires. Same electrons. The electricity is literally identical—the only differences are price, service, and plan options. Stream Energy wins if you already have a stream associate you trust. Xoom Energy wins if you're already an acn independent business owner. For everyone else? Whoever's cheaper for your usage right now. Check ComparePower—it takes 2 minutes.