4Change Energy vs Xoom Energy
Quick Verdict
Same wires. Same grid. Same electrons flowing to your house. The only real difference? Who sends you the bill and what they charge.
Since there's no major differentiator, this comes down to price. Check ComparePower for current rates.
What Actually Differs
4Change Energy and Xoom Energy deliver the exact same electricity through the exact same wires. The electrons don't care whose logo is on your bill. What differs: the price, the service when something goes wrong, and the fine print in contracts.
Who's Behind These Companies
4Change Energy: Owned by Value Based Brands LLC (Vistra Corp subsidiary). 14 years in Texas—they've survived enough grid crises to prove they won't fold mid-contract. Based in Irving, Texas.
Xoom Energy: Owned by NRG Energy (NYSE: NRG). 15 years in Texas—that track record matters when you're signing a multi-year contract. Based in Huntersville, North Carolina.
What They Actually Sell
4Change Energy offers fixed-rate, green. They sell "green" plans (mostly accounting—same electrons, but they buy renewable credits).
Xoom Energy offers fixed-rate, variable-rate, prepaid, green. They sell "green" plans (mostly accounting—same electrons, but they buy renewable credits). They offer a prepaid billing option.
The Money Part
4Change Energy: Deposit depends on credit—expect $200-400 if your score is below 600.
Xoom Energy: Deposit depends on credit—expect $200-400 if your score is below 600.
The Honest Answer
Both are legitimate. Neither is a scam. The electricity is identical. What matters is: (1) who's cheaper for your actual usage, (2) whether you need to skip a credit check, and (3) if you care about green marketing. Scroll down to "The Verdict" for the quick answer. For actual rates, check ComparePower. Takes 2 minutes.
See how they compare on price
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Category Breakdown
Both sell green plans—check who has actual renewable generation backing
Xoom Energy offers a prepaid option. 4Change Energy requires standard credit enrollment.
Rates change constantly. Check ComparePower with your actual usage.
Side-by-Side Comparison
| Feature | 4Change Energy | Xoom Energy |
|---|---|---|
| Parent Company | Value Based Brands LLC (Vistra Corp subsidiary) | NRG Energy (NYSE: NRG) |
| Years in Texas | 14+ | 15+ |
| Headquarters | Irving, Texas | Huntersville, North Carolina |
| Fixed-Rate Plans | ||
| Variable Plans | ||
| Prepaid Options | ||
| Green Energy | ||
| Free Nights/Weekends | ||
| Deposit Required | Conditional | Conditional |
| Credit Check |
Trust & Complaint Data ▼
Trust & Reputation
External ratings comparison
Trust Score is a weighted average: Google (40%), BBB (35%), Trustpilot (25%)
Complaint Comparison
PUCT Data • Jul-Dec 2025
4Change Energy
Xoom Energy
4Change Energy has 2.1 fewer complaints per 10k customers
The Verdict
- You want more green plan variety (check if they have actual renewable generation backing)
- You want budget rates and a simple bill-credit plan structure
- You prefer a set-it-and-forget-it provider backed by a Fortune 500 company
- You rarely call customer service and handle everything online
- You want a prepaid pay-as-you-go option—4Change Energy doesn't offer one
- You want an NRG-backed provider with online signup and prepaid options
- You know an ACN rep you want to support through their direct sales channel
- You want the Freedom2Connect ETF buyout when switching providers
Done researching? See actual rates.
4Change Energy or Xoom Energy — find out which one is cheaper at your address.
Frequently Asked Questions
Q: When should I choose 4Change Energy over Xoom Energy? ▼
You want more green plan variety (check if they have actual renewable generation backing). You want budget rates and a simple bill-credit plan structure. You prefer a set-it-and-forget-it provider backed by a Fortune 500 company. You rarely call customer service and handle everything online.
Q: When should I choose Xoom Energy over 4Change Energy? ▼
You want a prepaid pay-as-you-go option—4Change Energy doesn't offer one. You want an NRG-backed provider with online signup and prepaid options. You know an ACN rep you want to support through their direct sales channel. You want the Freedom2Connect ETF buyout when switching providers.
Q: What is the main difference between 4Change Energy and Xoom Energy? ▼
Xoom Energy leads in credit flexibility. Both companies deliver the same electricity through the same grid—the real differences are in pricing, service quality, and available plan types.
Q: Is 4Change Energy or Xoom Energy cheaper? ▼
Anyone who answers this without knowing your zip code and usage is lying. The "advertised rate" is calculated at exactly 1,000 kWh—use 800 or 1,200 and the math changes completely. Both companies exploit this. Check ComparePower with your actual usage. Takes 2 minutes, and you'll see real numbers instead of marketing.
Q: Which company has been in Texas longer, 4Change Energy or Xoom Energy? ▼
Xoom Energy: 15 years. 4Change Energy: 14 years. Similar track records. Both have survived enough Texas summers to prove they won't fold mid-contract.
Q: Do 4Change Energy or Xoom Energy offer no-deposit electricity? ▼
Xoom Energy offers a prepaid option. 4Change Energy doesn't have prepaid. Both run credit checks for standard plans and may require deposits based on your credit history.
Q: Which is better for green energy, 4Change Energy or Xoom Energy? ▼
Both sell "green" plans. But "green" in Texas electricity means they buy renewable energy credits—it's accounting, not physics. Your electrons come from the same grid as everyone else. Want to know which has renewable generation backing versus just buying paper credits? Gexa has NextEra (the largest renewable generator in the US) behind them. Most others just buy credits. That's the difference.
Q: What types of plans do 4Change Energy and Xoom Energy offer? ▼
4Change Energy: fixed-rate, green. Xoom Energy: fixed-rate, variable-rate, prepaid, green. Xoom Energy has more options (4 plan types vs 2). More options = more ways to optimize, but also more ways to pick wrong. If you just want simple fixed-rate power, ignore the complexity. If you have specific needs (EV charging at night, pool pump, work-from-home AC), the right specialty plan can save you $50/month.
Q: Which is better overall, 4Change Energy or Xoom Energy? ▼
Same grid. Same wires. Same electrons. The electricity is literally identical—the only differences are price, service, and plan options. 4Change Energy wins if you want budget rates and a simple bill-credit plan structure. Xoom Energy wins if you want an nrg-backed provider with online signup and prepaid options. For everyone else? Whoever's cheaper for your usage right now. Check ComparePower—it takes 2 minutes.
More Head-to-Head Matchups
See who wins when 4Change Energy and Xoom Energy face other competitors.
Featured In Best-Of Lists
See where 4Change Energy and Xoom Energy are featured in our category guides.
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